Key to Financial Freedom
What is Debt Consolidation?
A Debt Consolidation Loan is a financial solution that allows you to combine multiple debts into a single loan with a more favourable interest rate.
What Are The Benefits?
Benefits can include lower interest rates, simplified monthly repayments, improved financial management and positively impacting your Credit Score through regular payments.
What Debts Can I Consolidate?
You can consolidate various types of repayments, including Credit Cards, Personal Loans and other high-interest repayments.
Will This Impact My Credit Score?
Our process ensures that your credit rating remains unaffected, allowing you to explore Debt Consolidation options without concerning yourself with a Credit Enquiry.
Client One consolidated a 18.99% Car Loan and 15% Personal Loan to 11.39%.
#1 Consolidation of a Car & Personal Loan
Client Two consolidated Two Personal Loans into One Repayment and saved $151.90 per month.
#2 Consolidation of Personal Loans
Client Three consolidated Three Credit Cards to reduce their liabilities, using additional funds for Home Improvements.
#3 Consolidation of Credit Cards
Why choose lendlab for your Car Loan?
Why choose lendlab for your Debt Consolidation Loan?
Experienced Broker
An award winning Australian Broker with a Team of Experienced Credit Analysts. lendlab was named "Best Broker Business 2025" by the COG, NFC, UFS Aggregators.
Low Interest Rates
With a panel of 40+ lenders, lendlab has access to competitive interest rates. We workshop on your behalf under a soft credit check, meaning no impact to your credit score.
60 Second Free Quotes
We prioritise our clients needs. We offer Free Rate Quotes for Car Loans in 60 seconds. Quick, effective and efficient.
24 Hour Approvals
Our innovative technology driven portal allows you to apply, upload documents and be approved in as little as 24 hours.
4 Step Simple Process
Get your rate quote
Get your free personalised rate quote in 60 seconds through our online portal form.
Complete application
Once your receive your quote, login, lock it in and complete your full application.
Upload documents
Through our secure, upload all relevant documentation for your Credit Analyst.
Get approved
Great news! Once you've selected your loan option, we offer 24 hour settlements.
Discover The Perfect Loan
Capacity
Discover your borrowing capacity with our Free Quote in 60 seconds.
Interest Rate
Competitive and personalised interest rates to suit your profile.
Terms & No Exit Fees
Your loan, on your terms. Explore our flexible 3-7 Year loan terms.
Quick Approvals
Apply with confidence with our 24 Hour approval times. Loans with piece of mind. Experience $0 Exit Fees.
Online Loan Repayment Calculator
A innovative and secure application portal where you will be able to get your free quote, complete your full application and upload documents.
Personal, Car & Commercial Loans
lendlab offers Personal Loan, Car Loan and Commercial Loan options with flexible terms, low interest and 24 hour approvals.
Online Secure Client Portal
As a Clever Client you will be able to access your options, compare the best loan and be approved within one tab.
Car loan calculator
Award-winning Brokerage
Named 'Best Broker Business 2025' by the COG, NFC, UFS Aggregators, our Team of Expert Credit Analysts prioritise your financial goals.
Live Online Analyst Chat
We are there for you every step of the way. We prioritise clear and concise communication, ensuring you are able to make confident and informed financial decisions.
Innovative Secure Online Portal
At lendlab, we've simplified the loan application process. You can begin by getting a quote in 60 seconds and then proceeding to complete your full application in just one secure tab.
Soft Credit Checks with No Impact
Your Credit File matters to us. At lendlab, we compare your options on your behalf under a soft credit check, meaning no impact to your score.
Achieve Financial Success
At lendlab, we specialise in making personal loans accessible and straightforward. With our flexible options, we make it easy for you to find the right solution without the hassle.
Need a quote? Our process takes just 60 seconds, and applying is a breeze—only 10 minutes of your time is needed!
Plus, our 24-hour approvals mean you won’t have to wait long for the support you need. Let us help you take the next step towards your financial goals today.