Personal Loans from a Finder Award-Winning Broker
2025 Broker Innovation Award. We protect your credit score, compare the market, and deliver an exceptional approval success rate.
Rating
5.0
Based on 2,200+ Reviews
Award-Winning Brokerage
Why a Finder award-winning broker is better
We don’t just find you a loan - we protect you every step of the way.
Protect your score
Brokers protect your credit score. Lenders mark your credit file with every enquiry. We only start with soft checks, so there’s zero impact on your score until you choose an offer.
Compare & match
Applying directly can be uncertain – one lender means just one outcome. As your broker, we compare lenders from our panel to find you the best rate and terms.
Outstanding approval rate
Outstanding approval success rate with lendlab. Our expert matching and lender relationships deliver results.
Personal loan repayment calculator
Use our personal loan calculator to help estimate your repayments.
Estimated Repayments*
Our 4 step process
lendlab removes the hassle of finding a great-value loan. Our straightforward four-step process saves you time and puts you first—every time.
STEP 1
Complete your rate quote
Get quotes in less than 60 seconds!
STEP 2
Revise your quote
Edit your loan amount and term.
STEP 3
Complete your application
Upload any required documents.
STEP 4
Choose your product
Sign your credit proposal and get approved confidently.
Our Awards
An award-winning brokerage recognised for broker innovation excellence, lightning-fast approvals and proven trustworthiness.
What we offer
Loan Amounts*
$10K - $150K
Loan Terms
2 to 7 years
Early Termination Fees
Yes
Interest Rates*
5.95%
5.95%
Instant quotes
In 60 seconds
*Rates and repayments are estimates only and may change without notice. Displayed options are not a formal credit offer. Unsecured loans have fixed rates from 5.67% to 29.99% (comparison rate 5.95%) for amounts between $10K – $400K. Secured loans have fixed rates from 5.67% to 29.99% (comparison rate 6.90%) for amounts between $10K – $150K. Loan terms range from 2 to 7 years. Interest rates depend on vehicle age, eligibility, credit assessment, including home ownership, and apply only to new or demo electric vehicles up to 12 months old with under 5,000 km. The comparison rate is based on a $30,000 loan over 5 years and may not include all fees and charges. Different amounts or terms may produce a different rate. All lending is subject to criteria, fees and conditions, which are indicative only as published.
*Fees: An early termination fee may apply based on the lender’s payout figure. Application fees range from $0 to $995. Monthly account fees range from $0 to $15. Repayments can be made weekly, fortnightly or monthly. Brokerage fees may apply, refer to our credit guide for full details.
Personal loans FAQ's
What is a personal loan?
A personal loan provides a lump sum for any purpose – unsecured and flexible, repaid in fixed instalments over 3-7 years.
How does lendlab differ from direct lenders?
As a broker, we compare multiple lenders to find your best match, offering more options than a single bank or lender.
Will applying affect my credit score?
We use soft checks initially – no impact on your score. Hard checks only occur when you’re ready and notified.
What amounts and terms do you offer?
Personal loans range starting from $10,000 with flexible terms of 3 to 7 years to suit your budget.
How efficient is the quote and approval process?
Receive a free quote in 60 seconds and full approval typically within 24 hours after submitting your application.
Can I get pre-approval without a hard check?
Yes – our pre-approval uses soft checks, so you can shop confidently and choose lenders that delay hard checks if preferred.
What documents will I need to provide?
Basic ID, proof of income, bank statements, and any existing loan details – upload easily via your secure portal.
How do I track my application progress?
Log into your dedicated portal for live updates from your assigned analyst, plus direct chat for questions.
