Renovation loans to transform your home
Unlock the potential of your space with lendlab’s expert-matched renovation loans, designed for seamless home upgrades without the hassle.
Won’t affect your credit score
Rating
5.0
Based on 2,200+ Reviews
Award-Winning Brokerage
Why choose a lendlab renovation loan?
At lendlab, we simplify your home improvement journey by connecting you with top lenders offering tailored solutions. Our two decades of experience ensure you get options that fit your budget and goals, backed by thousands of satisfied customers.
Expert matching
We analyse your needs and credit profile to pair you with the ideal lender, ensuring a smooth process from quote to funding.
Soft checks only
Protect your credit file with our initial soft inquiries, only proceeding to hard checks with your approval when ready.
Rapid approvals
Receive your personalised quote in just 60 seconds and potential approval within 24 hours for quick project starts.
Award-winning service
Voted best brokerage with over 2,200 five-star reviews, we prioritise transparency and customer satisfaction every step.
Our 4 step process
lendlab removes the hassle of finding a great-value loan. Our straightforward four-step process saves you time and puts you first—every time.
STEP 1
Complete your rate quote
Get quotes in less than 60 seconds!
STEP 2
Revise your quote
Edit your loan amount and term.
STEP 3
Complete your application
Upload any required documents.
STEP 4
Choose your product
Sign your credit proposal and get approved confidently.
Loan options made for you
lendlab offers a range of renovation loan products to suit diverse home projects, from minor updates to major overhauls. Choose terms from 2-7 years and amounts starting from $10,000, all customised to your objectives like lowest repayments or fastest turnaround.
Flexible Terms
Select repayment periods that align with your financial situation, allowing manageable monthly commitments over several years.
Multiple Products
Upon application, explore various options to decide based on your priorities, such as quick funding or optimal conditions.
Personalised Portal
Access your secure online dashboard to track progress, upload documents, and communicate with your dedicated analyst.
Renovation loan repayment calculator
Use our renovation loan calculator to help estimate your repayments.
Estimated Repayments*
Pre-qualify and check your credit score today.
Your credit score plays a big role in whether you’re approved for renovation loans, and it directly affects the interest rate you’re offered.
- Understand how lenders see you.
- Get better deals.
- Applying with us won't impact your credit score.
Find the perfect loan
Our process demystifies finding the right renovation loan by providing pre-approval options and live support. Shop confidently for materials or contractors knowing your finance is sorted, with full transparency on fees and steps.
Pre-approval confidence
Get preliminary approval to plan your renovations assuredly, without committing until you’re ready to proceed.
Live chat help
Connect instantly with our team for guidance, ensuring every question is answered during your application journey.
Custom objectives:
Tell us your goals, like avoiding hard checks until approved, and we’ll match lenders who accommodate your preferences.
Seamless progression
From quote to completion, receive real-time updates and easy uploads via our user-friendly client portal.
Our Awards
An award-winning brokerage recognised for broker innovation excellence, lightning-fast approvals and proven trustworthiness.
What we offer
Loan Amounts*
$10K - $150K
Loan Terms
2 to 7 years
Early Termination Fees
Yes
Interest Rates*
5.95%
5.95%
Instant quotes
In 60 seconds
*Rates and repayments are estimates only and may change without notice. Displayed options are not a formal credit offer. Unsecured loans have fixed rates from 5.67% to 29.99% (comparison rate 5.95%) for amounts between $10K – $400K. Secured loans have fixed rates from 5.67% to 29.99% (comparison rate 6.90%) for amounts between $10K – $150K. Loan terms range from 2 to 7 years. Interest rates depend on vehicle age, eligibility, credit assessment, including home ownership, and apply only to new or demo electric vehicles up to 12 months old with under 5,000 km. The comparison rate is based on a $30,000 loan over 5 years and may not include all fees and charges. Different amounts or terms may produce a different rate. All lending is subject to criteria, fees and conditions, which are indicative only as published.
*Fees: An early termination fee may apply based on the lender’s payout figure. Application fees range from $0 to $995. Monthly account fees range from $0 to $15. Repayments can be made weekly, fortnightly or monthly. Brokerage fees may apply, refer to our credit guide for full details.
Renovation loans FAQ's
What are renovation loans?
Renovation loans are personal finance options for home improvements, covering costs like renovations, repairs, or additions to enhance your living space.
How does lendlab match loans?
We review your needs and credit file to connect you with suitable lenders from our panel, offering multiple choices for comparison.
What loan amounts are available?
For renovation loans, you can borrow starting from $10,000, depending on your project scale and eligibility.
How long for approval?
Get a free quote in 60 seconds, with full approval possible in 24 hours after submitting required documents.
Do you protect my credit?
Yes, we start with soft credit checks that don’t affect your score, notifying you before any hard inquiries.
What terms do you offer?
Loan terms range from 2 to 7 years, giving flexibility to spread repayments according to your budget.
Can I get pre-approval?
Absolutely, pre-approvals let you plan renovations confidently, with options to avoid hard checks until final submission.
What if I have questions?
Our live chat and dedicated analysts provide ongoing support, making the process transparent and stress-free for all applicants.
