Secure your ideal car loan with lendlab
Unlock the road to your next vehicle with expert car loan options from lendlab, designed to match your unique needs and credit profile seamlessly.
Won’t affect your credit score
Rating
5.0
Based on 2,200+ Reviews
Award-Winning Brokerage
Why choose a lendlab car loan?
At lendlab, we simplify car financing with two decades of expertise, ensuring a smooth and transparent process that prioritises your goals, like quick turnaround or lowest repayments.
Award-Winning Service
Voted Best Finance Brokerage by NFC and UFS, plus People’s Choice Finder Award in Broker Innovation, backed by over 2,200 five-star Google reviews.
Personalised Matching
We compare multiple lenders to find car loans that fit your credit file and objectives, offering pre-approvals for confident shopping.
Protective Features
Soft credit checks preserve your score, with hard checks only when ready and upon your notification.
Convenient Support
Enjoy live chat, a secure portal for uploads and updates, and analyst guidance throughout your application.
Our 4 step process
lendlab removes the hassle of finding a great-value loan. Our straightforward four-step process saves you time and puts you first—every time.
STEP 1
Complete your rate quote
Get quotes in less than 60 seconds!
STEP 2
Revise your quote
Edit your loan amount and term.
STEP 3
Complete your application
Upload any required documents.
STEP 4
Choose your product
Sign your credit proposal and get approved confidently.
Loan options made for you
Explore versatile car loan solutions from lendlab, starting from $10,000, with terms of 2-7 years, crafted to support new purchases, used vehicles, or recreational needs.
Flexible products
Choose from car finance, recreational loans, or bundled options like debt consolidation to align with your lifestyle and budget priorities.
Swift and easy access
Get approval in 24 hours, with multiple quotes allowing decisions based on turnaround time or repayment ease.
Pre-approval confidence
Shop for your dream car knowing your loan is lined up, ideal for auctions or dealership negotiations.
Pre-qualify and check your credit score today.
Your credit score plays a big role in whether you’re approved for loans, and it directly affects the interest rate you’re offered.
- Understand how lenders see you.
- Get better deals.
- Applying with us won't impact your credit score.
Car loan repayment calculator
Use our car loan calculator to help estimate your repayments.
Estimated Repayments*
Find the perfect car loan.
Finding the ideal car loan starts with understanding your needs. lendlab demystifies the process, offering transparency on fees and steps for everyday Australians seeking reliable financing.
Broad range of uses
Finance cars, boats, or renovations through our core products, ensuring versatility for personal or recreational goals.
Seamless application journey
From 60-second quotes to portal logins for progress tracking, experience professional support without the hassle.
Mission-driven approach
We make credit simple and accessible, focusing on your objectives like no hard checks unless approved via select lenders.
Expert guidance
Our Bundoora-based team, with industry-leading experience, matches you to lenders for a stress-free path to vehicle ownership.
Our Awards
An award-winning brokerage recognised for broker innovation excellence, lightning-fast approvals and proven trustworthiness.
What we offer
Loan Amounts*
$10K - $400K
Loan Terms
2 to 7 years
Early Termination Fees
Yes
Interest Rates*
5.67%
6.90%
Instant quotes
In 60 seconds
*Rates and repayments are estimates only and may change without notice. Displayed options are not a formal credit offer. Unsecured loans have fixed rates from 5.67% to 29.99% (comparison rate 5.95%) for amounts between $10K – $400K. Secured loans have fixed rates from 5.67% to 29.99% (comparison rate 6.90%) for amounts between $10K – $150K. Loan terms range from 2 to 7 years. The interest rate is determined with reference to the age of vehicle, eligibility criteria and credit assessment, including home ownership. This is for the purchase of New/Demo EV vehicles defined as up to 12 months old and under 5000kms. The Comparison Rate is based on a $30,000 loan over a 5 year term. This comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, and are accurate as at time of publishing.
*Fees: An early termination fee may apply based on the lender’s payout figure. Application fees range from $0 to $995. Monthly account fees range from $0 to $15. Repayments can be made weekly, fortnightly or monthly. Brokerage fees may apply, refer to our credit guide for full details.
Car loans FAQ's
What is a car loan?
A car loan provides funds to purchase a vehicle, with repayment over a set term. At lendlab, we broker options from multiple lenders to suit your credit and goals.
How do I get a personalised quote?
Simply apply online for a free quote in 60 seconds – we use soft checks to protect your credit file while matching you to ideal lenders
What loan amounts and terms are available?
Car loans range from $10,000, with terms of 2-7 years, allowing flexibility for new or used vehicles.
Can I get pre-approval?
Yes, pre-approvals let you shop confidently; we’ll notify you before any hard credit check, and some lenders approve without them if requested.
What if I have existing credit?
Confirmable credit like past mortgages or loans strengthens your application—we specialise in tailoring to your history for better outcomes.
How does the application process work?
After your quote, access a secure portal to upload docs, communicate with your analyst, and track live updates until approval in 24 hours.
What support do you offer?
Live chat, expert analysts, and a smooth experience praised in our 2,200 + five-star reviews ensure professional guidance every step.
Are there options for recreational vehicles?
Absolutely – our recreational loans cover boats, caravans, and more, with the same efficient, personalised brokerage service.
